From lilyelsie.tumblr.com; sepia tone removed by gogm.
Lily Elsie's coat may be indented in the back, but that cannot be seen in front in this photo. She appears to be wearing a coat with a lace overlay and plain vertical lapel bands over a dress with a high waistline.
Keywords: 1912, Lucy Duff Gordon as designer, Lucy Duff Gordon, Lucile, Lucy Sutherland, Lady Duff Gordon, The Count of Luxembourg, Lily Elsie, curly coiffure, feathered hat, necklace, draped necklace, jacket, lapels, lace, elbow length full sleeves, fur cuffs, bodice, square décolletage, natural high waistline, tight skirt, fur-trimmed muff